Each day millions of Americans head to work without a second thought. No one expects to be injured on the job and have to go through medical procedures simply for doing their job. In Texas, if you are injured in the workplace you have rights. Suffering a workplace injury can change your day-to-day life drastically.
Some employers may not be willing to pay for your medical expenses and may try to retaliate against you in the workplace. Do not let this happen to you. A workplace injury lawyer from Thomas J. Henry can discuss your options during an initial consultation.
Workplace Injuries and Insurance
Employers in Texas may not have insurance or may not have adequate insurance. An employer can decline to purchase coverage leaving their employees susceptible to unpaid medical bills if an accident occurs at the workplace. Employers have the option to purchase workers’ compensation insurance which would cover an employee who is injured at the workplace. The final option an employer has is to be self-insured, meaning they have purchased a nonsubscriber policy.
Unfortunately, some employers will say they have insurance but in fact, do not. Having a law firm on your side that has experience handling cases just like yours can make the difference between left with a mountain of medical bills and obtaining the compensation you deserve for your injuries. If you have been injured at the workplace contact a workplace injury lawyer.
Federal laws state that all employers have the right to a safe work environment, Texas abides by this law and has its own laws in place as well. Texas employees have two options when they are injured, they can either sue their employer or file a workers compensation claim. This means if your employer opted out of purchasing workers’ compensation insurance the only option is to sure. However, if they do have insurance If, however, they do have workers compensation insurance you do not in most cases have the right to sure.
As a texas employee, you have the right to emergency medical care and can seek medical care even before filing a worker’s compensation claim. You also have the right to have an attorney represent you. Often times an employer’s insurance company will try to pay the least amount possible towards your claim. Meet with a workplace injury lawyer to discuss your circumstances.
What to Do if You Have Been Injured in a Workplace Accident
Immediately upon being injured you must inform your supervisor and seek medical attention. If your injury does not require immediate medical attention, have the supervisor complete an incident report. When you need immediate medical attention, a police officer will also respond and write a report on the incident. Retain the report if you can, you will need this later. Next contact a workplace injury lawyer to discuss the best route to take whether that be to file a worker’s compensation claim or to file a lawsuit. Contact Thomas J. Henry at 866-517-5659 to speak with an experienced Texas workplace injury attorney today and discuss your circumstances. Our firm has offices in San Antonio, Corpus Christi, and Austin.