The risks of not contacting an attorney after an accident cannot be overstated. Simply put, you are risking your entire claim to recovery as well as future financial stability.
Insurance adjusters are familiar with claim procedures and liability. When an insurance adjuster calls you with questions concerning your accident, they are looking for information that limits the liability of their client and information that can be used to downplay the extent of your injuries.
Further, adjusters will often ask that you provide a recorded statement concerning your accident and injuries. While they may say that the sole purpose of the recorded statement is to gather information needed to move your claim forward, the statement can actually used to erode your case and right to recovery.
It is the adjusters job to limit your recovery and save their company money. An attorney will help you protect your rights and your claim to fair compensation.