There are several factors to consider when deciding whether or not you need legal representation following an auto accident. While every auto accident is unique, there are several situations in which you should definitely consider contacting an experienced auto accident attorney.
When a serious injury or death occurred. If you or a loved one was seriously injured or killed in an accident, contact an attorney immediately. Hiring an attorney in a timely manner can help protect your rights and ensure that essential evidence is preserved. Serious injuries include broken bones, soft tissue damage, head and face injuries, neck and back injuries, or any other injury requiring hospitalization.
When a loss of wages occurs. If an accident has cost you time away from work and resulted in lost income, you may be able to recover those lost wages from the responsible party.
When a commercial vehicle is involved. If you were involved in an accident that involved a commercial vehicle, such as a delivery truck or an 18-wheeler, it is better to err on the side of caution. Accidents involving company vehicles can become complicated very quickly as company vehicles are subject to additional laws and regulations. You need an attorney who has the experience and resources to navigate these complex cases.
When there is contested liability. If there is any dispute about who caused the accident, an attorney can help you make sure that any fault determinations are correct. In Texas, civil litigation is decided on preponderance of evidence. This means that a party found to be 51% liable or more is unable to recover damages. Additionally, insurance companies will often dispute liability and assert their policyholder was not entirely responsible for a crash to mitigate payouts.
When an insurance company fails to offer a fair settlement. If an insurance company is not offering a fair settlement, it is time to contact an attorney. Insurance companies are in the business of making money – as such, they will attempt to payout as little as possible. If you believe you deserve more than what an insurance company is offering, do not be afraid to seek legal representation.
When an insurance company ignores you. Some insurance companies will drag their feet and ignore your phone calls as a tactic. The hope is that you will be so fed up with the process by the time they make an offer that you will accept a settlement that is less than what you deserve. If you feel that an insurance company is ignoring you or attempting to delay the closure of your claim, contact an attorney to apply pressure.
Your claim was denied. Occasionally, and insurer will attempt to deny a justified claim outright. If you feel that your claim should be covered under a policy, contact an attorney.
When you have questions. If you are ever unsure about your rights following an accident or have questions about how you should proceed, contact Thomas J. Henry for a free consultation. One of our experienced personal injury attorneys will review your case and help you determine if legal representation is right for you. Our attorneys are available to assist you 24/7, nights and weekends.