Unfortunately, negligent drivers in a hit-and-run can be difficult to track down and are sometimes never caught. In these cases, for injured victims, there are still options available to receive compensation for their losses.
If you suffered a hit-and-run injury in Texas, you can make a claim with your insurer to cover your damages, such as property damage, medical costs, and lost wages. In order to do so, you must have uninsured motorist coverage through your auto insurance provider. Drivers are not required to buy uninsured motorist coverage, or UM coverage, but it is an option insurance providers are required to offer. When buying auto insurance, it is always a great idea to purchase underinsured or uninsured motorist coverage.
While you would assume your insurance company would be looking after your best interests after a hit-and-run, insurance claims adjusters may try to short you on the full amount of compensation you need to cover your injuries and other losses. An attorney experienced in hit-and-run accidents can help handle insurance adjusters and negotiate for the payment you are owed. If you believe you are being lowballed or underpaid by you insurance company, call our law offices today.